freeinsurancecrm.com
What the Free plan includes
The ChronosCodex Free plan is $0 with no credit card. It is a full insurance CRM workspace — the same household model as the paid tiers, with 500 clients + prospects, 200 leads, 200 organizations, 10GB storage, 25 SMS segments, 10 fax pages, and 100 outbound emails per month.
Members, dependents, policies, and coverage on one parent record.
Carrier, plan, effective date, and follow-up tasks that fire on time.
Every conversation on the household timeline, not scattered across apps.
Daily queues for DMI, renewals, and callbacks so nothing slips.
Chronos includes generous plan limits so agencies can organize real books of business before upgrading. Existing records and files remain accessible if a limit is reached; limits mainly protect new creation, uploads, or additional communications.
Why insurance agents need more than a generic free CRM
Most free CRMs store contacts. Insurance is bought by households — a spouse, dependents, one or more policies, a carrier, an effective date, an AOR, and a renewal. A generic tool forces all of that into custom fields you have to build and maintain, then breaks the moment you need a renewal reminder or a DMI follow-up.
| What agents actually track | Generic free CRM | ChronosCodex Free |
|---|---|---|
| Household + members / dependents | Flat contact list | Household is the parent record |
| Policies, carrier, effective date | Custom fields to build | Built in |
| AOR / book ownership | Not modeled | AOR on the household |
| DMI & renewal follow-ups | Manual reminders | Task queues that fire |
| Calls / SMS / email on the record | Bolt-on integrations | On the household timeline |
Competitor capabilities vary and change; verify with each provider.
Free vs Solo — when to move up
Free is for getting organized and testing the workflow. Solo is for independent agents ready to run communications and manage a larger book.
Free is a real CRM plan, not a trial-only workspace. Free includes limited test communications so you can experience the workflow. Full communications are available on paid plans.
Upgrading also unlocks the AI Web Studio
Every paid ChronosCodex plan includes the AI Web Studio — logo creation and a complete bilingual agency website designed with AI from a short description. Free workspaces can add it as a paid add-on according to in-app pricing. See how it works ▸
Is Free enough for me?
Answer five quick questions. This runs in your browser — nothing is sent anywhere.
See it with sample data
Video tutorials — watch ChronosCodex in action
Every tutorial from the official ChronosCodex YouTube channel — step-by-step screen recordings in English and Spanish. Click any video to play it right here.
Step-by-step tutorials
Plans, pricing & add-ons
AI Web Studio
Live-action demos
Meet ChronosCodex
Billing & account how-tos
Quick overview series (narrated slides)
Frequently asked questions
Is ChronosCodex really a free insurance CRM?
Yes. The Free plan is $0 with no credit card and includes 500 clients and prospects, 200 leads, 200 organizations, 10GB storage, 25 SMS segments, 10 fax pages, and 100 outbound emails per month. You can also try everything first in the public no-login demo at chronospreview.com.
What does the free plan include for ACA and Medicare agents?
Household records with members and dependents, policy and carrier fields, renewal and follow-up tasks, and calls, SMS, and email attached to the household timeline — not a flat contact list.
When should an agent upgrade from Free?
When your book outgrows the Free caps or you want included phone and SMS. Solo ($29) raises limits to 2,000 clients and prospects, 500 leads, 500 organizations, 25GB storage, one phone number, 250 voice minutes, 250 SMS segments, 100 fax pages, and 4,000 outbound emails per month. Professional ($99), Agency ($199), and Brokerage ($499) add more room and included usage.
Do I lose my data if I stay on Free?
No. A Free workspace is your own agency workspace with your data. You keep it whether or not you upgrade.